Extended Health Care
Includes coverage for prescription drugs, paramedical services (massage, chiropractor, physiotherapy, psychologists) ambulance, semi-private hospital, medical equipment and supplies, vision care, as well as 100% emergency travel insurance.
Coverage ranging from 70% to 100% co-insurance. Most plans offer direct billing at the pharmacy.
Dental Care & Orthodontic Coverage
Select from basic services: cleaning, fillings, extractions, x-rays, fluoride, scaling, polishing. Major restorative services crowns, bridgework, dentures, inlays, onlays. Orthodontic services cover braces.
Employee Assistance Programs
Coverage generally provides twelve 1-hour sessions per family unit per calendar year for pennies per day.
Life Insurance & Accidental Death Insurance
Available in flat amounts or multiples of annual earnings.
Covers 60% to 75% of weekly or monthly earnings if an employee is unable to work due to an accident or illness.
Critical Illness Insurance
Provides a lump sum tax free payout of $30,000 to $50,000 for employees who are diagnosed with a serious illness or injury.
Dependent Life Insurance
Available for spouses and dependent children.
Health Spending Accounts (HSAs)
These flexible spending accounts increase the retention rate of employees, offer enhanced perks for managers, owners and executives. Our health spending accounts (HSAs) are 100% custom-tailored to meet your budget and are free to set up.