What’s the best type of life insurance for you? We can help you focus on your short-term and long-term needs, and your preferences for risk and flexibility. By combining these factors with your life stage, we will create a financial security plan that can help you achieve your goals.
Participating Life Insurance
Participating life insurance—also called whole life insurance—policies provide permanent life insurance protection with a tax-advantaged investment component. In addition, there is potential for earning policy owner dividends. Participating insurance doesn’t require hands-on management by the policy owner. Instead, we manage the assets backing the cash value and the death benefit
Universal Life Insurance
Universal life insurance provides a traditional life insurance component with a tax-advantaged investment component. You select an investment mix that is as individual as you are—taking into account your financial goals and circumstances and the amount of investment risk you’re comfortable with. This type of policy is attractive for people who want to actively manage their life insurance policy.